A TrustLayer alternative with endorsements included
TrustLayer popularized modern COI collection and offers a free tier that reads certificate faces. For basic date-and-limit tracking, it's a credible option.
The gap is what happens past the certificate face. The protections your contracts actually name — waiver of subrogation, primary & non-contributory, additional insured forms — live on endorsement pages. CoverWarden reads them automatically, on every plan, with the evidence quoted.
How CoverWarden compares to TrustLayer
Pricing and positioning described here reflect public information as of mid-2026 — verify current details with each vendor.
- Endorsement pages: read automatically with quoted evidence vs. face-level extraction on entry tiers.
- Pricing model: flat $79–$299/mo by vendor count, every feature on every plan.
- Agent chasing: renewal emails go to the producing agent from the certificate, not just the vendor.
- Simplicity: purpose-built COI compliance without a broader risk-management platform to configure.
Who should pick which
TrustLayer is a reasonable fit if you only need basic expiry tracking and the free tier covers your volume.
CoverWarden is built for teams whose contracts require specific endorsements and who want those verified automatically, not eyeballed.
Try it against your own certificates
The fastest comparison is your own paper: start a 14-day trial, upload your five messiest certificates, and read the verdicts — endorsement findings quoted, issues in plain language. No demo call stands between you and the answer.
Frequently asked questions
Can I migrate my vendor list?
Yes — CSV import brings up to 500 vendors (name, contact email, agent email) in one paste. Certificates can be bulk-forwarded to your connected inbox.
Is there a contract or minimum?
No. Monthly plans from $79, cancel any time from the self-serve billing portal.
Upload a certificate and see the verdict in about a minute — 14-day free trial, no card, no demo call.