What TrustLayer costs (and what the free tier really covers)
TrustLayer publishes a free starter tier for basic certificate tracking — genuinely useful for a small vendor list — while its paid plans are quote-based as of mid-2026, typically discussed through sales. That structure makes the real question less 'what does TrustLayer cost' and more 'what happens when the free tier stops being enough, and what will the next tier quote look like?'
What free tiers in this category typically cover
Free COI-tracking tiers generally handle the certificate FACE: names, dates, limits, expiry reminders for a capped number of vendors. The expensive part everywhere is what sits behind the face — the endorsement pages (additional insured forms, waiver of subrogation, primary & non-contributory) that determine whether their policy actually protects you. Whichever tool you evaluate, ask precisely: does this tier read attached endorsement pages, or just the ACORD 25 form fields?
Flat-price comparison
CoverWarden publishes flat prices — free plan (3 vendors) to try everything, then $79/mo (50 vendors), $149 (150), $299 (500) and $499 with the subcontractor-prequalification suite — with endorsement-page review included on every plan and unlimited certificate reads on paid plans. No quote call to find out the number.
How to compare on your own certificates
Run the same three messy certificates through both free tiers and compare what each verdict actually caught — especially on endorsements. The differences show up in minutes, and they're the differences that matter at claim time.
Frequently asked questions
Is TrustLayer's free tier really free?
TrustLayer advertises a free starter offering for basic COI tracking as of mid-2026. Check their current terms for vendor caps and feature limits.
What should I ask in any COI-software pricing conversation?
Per-vendor caps and overage costs, whether endorsement-page review is included or a service upsell, contract length and minimums, implementation fees, and what happens to your data if you cancel.
Upload a certificate and see the verdict in about a minute — start free, no card, no demo call.