The practical answer
Every booking comes with a COI requirement: the promoter's GL, the caterer's liquor liability, the AV company's coverage, each naming the venue as additional insured. Collecting them the week before the event — and actually reading them — is the job that gets done at midnight.
CoverWarden verifies each certificate on arrival, confirms the additional insured endorsement is really attached, and shows you one list of who's cleared for the date.
Additional insured, actually verified
The ACORD checkbox isn't the endorsement. CoverWarden reads the endorsement pages and confirms the additional insured form is attached — with the wording quoted — so the venue's protection doesn't rest on a checkbox someone ticked.
Zero-friction collection
Send each client or vendor a no-login upload link with the contract. Their agent uploads directly; you get a verdict, not an attachment to file.
Use a requirement profile for the standard liability evidence
Set the general liability limit, additional insured requirement, waiver, and primary/non-contributory terms the venue uses most often. Apply an override when a contract calls for different limits or a longer policy period. CoverWarden checks those standard requirements consistently and explains every deficiency to the submitting agent.
Keep specialty coverage in the review
Liquor liability, participant accident, hired/non-owned auto and other event-specific coverage may sit outside the standard ACORD liability rows CoverWarden evaluates automatically. Collect the full submission and route unfamiliar or specialty forms to your broker or risk adviser. The system still keeps the file, expiration, request history and standard COI verdict together.
Keep coverage decisions human and evidence explicit
CoverWarden records submitted evidence, requirements, findings, and authorized decisions. It does not issue coverage, guarantee claim outcomes, or replace your broker, attorney, or risk professional.
What teams usually ask
We only need tracking during our busy season — is there a contract?
No annual contract. Plans are monthly and you can cancel from the billing portal any time; access runs to the end of the paid period.