Insurance compliance tracking for franchisors
Your franchise agreement spells out required coverage — GL limits, workers comp, often additional insured status for the franchisor. Collecting and re-verifying that paper across dozens or hundreds of locations, every renewal cycle, is the compliance job nobody at HQ wants.
CoverWarden turns it into a dashboard: every location's certificate checked against your FDD requirements the moment it arrives, expiring coverage chased automatically, and an audit trail your counsel can rely on.
FDD requirements, enforced automatically
Set your required coverages and limits once. Every uploaded certificate gets an instant verdict with specific issues listed — GL limit too low, workers comp missing, additional insured absent. Franchisees see exactly what to fix, which means fewer back-and-forth emails with HQ.
Franchisees don't need another portal login
Each location gets a permanent no-login upload link. Drop it in your onboarding packet and renewal reminders; their insurance agent can use it directly. Certificates emailed to your compliance inbox can file themselves via the Gmail connection.
Proof for the file
Every check, reminder and certificate is logged with timestamps. If a location's coverage becomes a legal question, the record of what you required, verified and chased is one export away.
Frequently asked questions
Can requirements differ by location type?
Yes — per-vendor requirement overrides let flagship locations, food-service concepts or drive-thru formats carry different limits than the default.
Upload a certificate and see the verdict in about a minute — 14-day free trial, no card, no demo call.