Carrier COI tracking for brokers and shippers

The practical answer

Tender a load to a carrier with lapsed auto liability and the claim doesn't stay theirs — negligent selection is the phrase plaintiffs' attorneys use. Carrier onboarding checks coverage once; it's the renewal ninety days later that slips.

CoverWarden watches every carrier's certificate continuously: auto liability checked on arrival, policy expirations chased automatically, and missing or deficient evidence shown on one dashboard.

Coverage checks that match your carrier agreement

Set required auto liability (combined single limit) and other coverages once. Every certificate is parsed and checked in about a minute — limits, dates, insurer, policy numbers — with issues spelled out in plain language.

Renewals handled while you book freight

30/14/7-day chasing goes to the carrier and the producing agent on the certificate. New paper stops the sequence; silence escalates visibly on your dashboard so you can pause tenders to that carrier.

Know what the ACORD 25 can and cannot verify

CoverWarden automatically evaluates the standard ACORD liability rows: commercial auto, general liability, workers compensation and umbrella where required. Motor-truck cargo, reefer breakdown and other freight-specific protections may appear as an 'other' line or on separate evidence; keep those documents with the carrier record and review them against the carrier agreement.

That boundary is deliberate. The platform automates the fields it can evaluate consistently and leaves specialized policy interpretation to your broker, counsel or risk team.

Build the renewal queue from the roster you already use

Paste the carrier list from CSV, attach the operating contact and producing-agent email, and send each carrier a no-login upload link. The system timestamps the request, reads submitted certificates, and preserves the prior term so a compliance decision can be reconstructed after a load is delivered.